VA Mortgage Loan
The Veterans Affairs (VA) mortgage loan is specifically designed to help Servicemembers, Veterans, and eligible surviving spouses become homeowners. The United States Government provides a home loan guaranty benefit and housing related programs to help buy, repair, build, retain or adapt a home. VA mortgage loans are provided by approved lenders like Integrity Mortgage Group.
VA loans have certain guidelines that allow more people to qualify. In addition, some VA loans require no to little down payment. There are limits on the size of VA loans, but they are usually large enough to cover the purchase of moderately priced homes. VA-guaranteed home loans are made by private lenders. The "guaranty" means that VA will protect the lender against loss if the veteran or a later owner fails to repay the loan. You must have suitable credit, sufficient income, and a valid Certificate of Eligibility, or COE, to be eligible for a VA-guaranteed home loan. VA Loans can also be used for certain energy and efficiency enhancements.
We can help you complete the entire VA mortgage loan process from start to finish.